The first step you need to take is to get organized and assess your debt. Most people don’t even know how much they owe!
How do you expect to get out of debt if you don’t even know how much debt you’re in? (LOL)
You need to create a blueprint based on your specific situation, which means diving into the numbers, looking at interest rates, monthly minimums, etc.
It sounds complex, however the process really isn’t that bad.
Along with this, you want to create achievable goals and a specific timeframe. This will give you a clear path and force you to be more disciplined on your journey.
“I will pay off my loans in 2 years,” is way better approach than, “I want to get out of debt.”
That little mindset shift will totally change your approach to this process.
Getting Organized Looks something like this: